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Top 10 Factors That Affect Your Car Insurance Rate

Top 10 Factors That Affect Your Car Insurance Rate - An image of a person holding the steering wheel while driving.

People are often disappointed to find their car insurance rates vary drastically from those of other people they know. There isn’t an exact science to the way insurance premiums are determined, but there are a great number of factors you can review that affect your rate. All of these factors pinpoint how big of a risk you as a driver are to insure.

Safe Driving 101: Top 5 Tips for Road Safety

Safe Driving 101: Top 5 Tips for Road Safety - An image of a shield with a steering wheel on it. In the background, an image of a person holding a steering wheel.

Keep yourself and everyone else on the road with you safe when you’re behind the wheel. Make safe driving your top priority every day! Here are GoAuto Insurance’s top 5 safe driving tips.

Did You Know…

Did You Know ... an image of a man talking to another person.

Louisiana Department of Insurance (LDI) defines fraud as the willful abuse of an insurance policy for financial gain. Fraud is intentional and illegal.

GoAuto Insurance Supports “Don’t Text and Drive”

A yellow image of a "Don't Text & Drive" sign against a backdrop of the sky and the sun.

Individuals who drive while sending or reading text messages are 23 percent more likely to be involved in a car crash than other drivers. A crash typically happens within an average of three seconds after a driver is distracted.