Author: gautoinsurance

Do Car Mods Increase Insurance?

When selecting or customizing a vehicle, the cost of insurance is a primary concern. Because of that, a common question for drivers is, do car mods increase insurance?  Owners of modified cars often pay more for insurance. To help answer all questions about car mods, here’s an in-depth look at what car mods are and […]

Does Car Insurance Cover Hail Storm Damage?

Hail can cause substantial damage to your car. Given the cost of repairing hail damage, it’s not surprising that a common question we get from drivers is, “Does car insurance cover hail storm damage?”  The short answer is it depends on the coverage you have. Here’s a look at what type of policy covers hail […]

How Are Car Insurance Rates Calculated

One of the questions we get the most from drivers searching for auto insurance is, how are car insurance rates calculated? Each insurance provider has its own methods for coming up with car insurance premiums.  That said, there are some common factors used by most insurance companies to calculate rates. Here’s an overview of those […]

Short-Term Car Insurance 

Drivers are increasingly asking about temporary or short-term car insurance. Short-term car insurance is a type of auto insurance policy that covers drivers for a limited time.  While most auto insurance companies don’t sell temporary car insurance, there are several ways that drivers can make sure they’re protected even if they don’t drive regularly or […]

What Questions Do Car Insurance Companies Ask After an Accident?

After a car accident, drivers should report the incident to their insurance company. When they do this, the insurance company will begin investigating the accident. As part of this investigation, the insurance company will ask the parties involved questions about the crash.  The insurance company or the at-fault party’s insurance provider could ask these questions, […]

Car Insurance Questions and Answers

Most drivers have lots of questions about car insurance. If you need auto insurance for the first time or want to change your insurance provider, it’s hard to know where to start.  To help you begin the process of purchasing car insurance, here are some common car insurance questions and answers. For additional questions or […]

Questions to Ask an Insurance Adjuster After a Car Accident

Car accidents are stressful and can be traumatic events. Drivers have to deal with many issues after an accident, and the process can be overwhelming. One common source of angst for drivers is what questions to ask an insurance adjuster after a car accident.  Knowing what to do after an accident can help things go […]

What Is a Deductible in Car Insurance?

The term deductible is used differently depending on the type of insurance. This can create confusion for policyholders, and a question we frequently get from drivers is, what is a deductible in car insurance?  To help answer this common question, here’s an overview of what drivers need to know about car insurance deductibles. If you’d […]

Does Car Insurance Cover Vandalism? 

Car vandalism is becoming more prevalent and is a common concern for drivers. One of the most frequently asked questions we get from drivers is: does car insurance cover vandalism?  The short answer is yes. Most drivers have comprehensive coverage that protects them from vandalism and theft. To help drivers ensure they’re protected, here’s a […]

How Long Does It Take to Get Car Insurance?

Many situations cause drivers to need car insurance quickly. The good news for drivers is that car insurance doesn’t take long to get. For most drivers, it only takes a few minutes and the policy will go into effect the same day.  Here’s what you need to know about how long it takes to get […]