
For Low Cost Car Insurance
833-700-0000Areas We Serve > Florida > St. Petersburg
GoAuto can save you money on car insurance, even if you’re a high-risk driver. Here’s how:





St. Petersburg—often called St. Pete—is a Gulf Coast gem known for its sunshine, beaches, and creative energy. Located between Tampa Bay and the Gulf of Mexico, it offers year-round warmth and the perfect balance between laid-back coastal living and a thriving downtown scene.
Residents enjoy beautiful waterfront parks, outdoor festivals, and award-winning beaches like St. Pete Beach and Fort De Soto Park. With easy access to I-275, the Sunshine Skyway Bridge, and Gulf Boulevard, safe driving is key—and GoAuto Insurance provides coverage you can count on across Pinellas County.
St. Pete holds the record for the most consecutive days of sunshine in the U.S.—and locals take full advantage of it. From kayaking and beach volleyball to dining along Beach Drive or catching live music at Jannus Live, life here revolves around the outdoors.
Art lovers flock to the Salvador Dalí Museum, the Chihuly Collection, and the murals that brighten nearly every block downtown. Sports fans cheer for the Tampa Bay Rays and Rowdies, while the annual Firestone Grand Prix adds high-speed excitement.
With frequent summer storms and busy coastal routes, St. Petersburg drivers rely on GoAuto Insurance for affordable, reliable protection.
St. Pete Beach – Consistently ranked among the best beaches in America.
The Dalí Museum – Home to the largest collection of Salvador Dalí’s works outside Spain.
Sunshine Skyway Bridge – A striking cable-stayed bridge connecting Pinellas and Manatee counties.
Vinoy Park – Host to festivals, concerts, and waterfront events.
Tropicana Field – Home of the Tampa Bay Rays.
“St. Pete” – How locals refer to the city; rarely “St. Petersburg.”
“Beach Drive” – The core of the city’s dining and nightlife district.
“The Burg” – A local nickname for downtown.
“Skyway” – Shorthand for the Sunshine Skyway Bridge.
Florida is a no-fault insurance state, meaning drivers must carry coverage that pays for their own injuries regardless of who causes the accident. The minimum coverage required by Florida law includes:
Personal Injury Protection (PIP): $10,000 minimum coverage
Property Damage Liability (PDL): $10,000 minimum coverage
While not required by state law, many Florida drivers choose to add optional coverages for additional protection:
Bodily Injury Liability (BIL): Helps pay for injuries to others if you cause an accident.
Comprehensive Coverage: Covers non-collision damage such as theft, vandalism, flooding, or hurricane-related losses.
Collision Coverage: Pays for repairs or replacement of your car if it’s damaged in a crash.
If your vehicle is financed or leased, your lender may require Comprehensive and Collision coverage. As a policyholder, you can file a claim under your own policy even when another driver is at fault, depending on the situation. For official guidelines on state requirements and registration, you can visit the official Florida Highway Safety and Motor Vehicles website.
Discover the best coverage in St. Petersburg by connecting with a dedicated agent, finding a sales office near you or receiving your free online quote today!