GoAuto can save you money on car insurance, even if you’re a high-risk driver. Here’s how:
Amarillo, Texas is best known for Cadillac Ranch, the historic Route 66, and the stunning Palo Duro Canyon. The city has a strong cowboy culture and a deep connection to Texas’ ranching history. But driving in a busy city means staying prepared, and having reliable car insurance is essential. GoAuto Insurance provides Amarillo drivers with affordable coverage options that fit the local lifestyle, helping you stay protected on the road. Get a free quote today and see how we can help you drive confidently in Amarillo.
GoAuto Insurance is committed to keeping you protected on Amarillo’s roads. Whether you’re commuting around the college community or driving around enjoying the scenery, our coverage options provide the security you need. Wherever your day takes you, GoAuto Insurance has the coverage to give you peace of mind on every drive.
|
Estimated premium increase after a violation, based on a balanced review of available rate studies and data for the Amarillo metro area. |
|
|
|
|
| Speeding Tickets |
14%
|
| Cell Phone Use / Texting Tickets |
14%
|
| Red Light Tickets |
16%
|
| Stop Sign Tickets |
16%
|
| Failure to Yield Tickets |
16%
|
| Reckless Driving |
50%
|
| Improper Passing / Improper Lane Change |
14%
|
| Following Too Closely |
13%
|
| Driving with a Suspended License |
42%
|
| DWI or DUI |
54%
|
|
|
|
|
Actual premium changes vary depending on your driving history, ZIP code, vehicle, claim severity, and coverage level. These figures are estimated averages and for information purposes only. Sources: The Zebra (Amarillo rate data), WalletHub, Insurify, ValuePenguin, FinanceBuzz, Safemotorist, RoadLawGuide, CarInsurance.com, Texas rate studies |
|
| Coverage Parameter | Texas (Statewide) | Amarillo |
|---|---|---|
| Overall Average Annual Premium (All driver profiles & coverage types combined) | $2,422 / year ($202 / month) | $1,720 / year ($143 / month) |
| Minimum Liability Coverage (State-minimum liability coverage, 30/60/25 limits) | $1,649 / year ($137 / month) | $816 / year ($68 / month) |
| Full Coverage (Liability + Comprehensive + Collision) | $2,888 / year ($241 / month) | $2,100 / year ($175 / month) |
Methodology notes:
We are committed to providing Amarillo residents with tailored car insurance solutions to meet their unique needs. Here’s why drivers in Amarillo trust us:
residents with tailored car insurance solutions to meet their unique needs. Here’s why drivers in Amarillo trust us:Car insurance is not only a legal requirement in Texas, but it also provides financial protection in case of accidents, weather-related damage, theft, or liability claims. With Amarillo’s unpredictable weather and busy highways, it’s crucial to have a policy that fits your needs.
in Texas, but it also provides financial protection in case of accidents, weather-related damage, theft, or liability claims. With Amarillo’s unpredictable weather and busy highways, it’s crucial to have a policy that fits your needs.Call us at 833-700-0000, visit our local company office near you, or request a free quote online.
GoAuto Insurance writes auto coverage across its licensed states, including Texas, and considers drivers with a range of records, including tickets, accidents, DUIs, and coverage lapses. GoAuto focuses on state-minimum liability coverage, the lowest coverage level the law allows, and can handle SR-22 filing once your policy is active. Down-payment and payment options vary by state and situation. Eligibility, coverage, filing timelines, and pricing depend on your state and your individual circumstances, so the best way to see what applies to you is to get a quote. You can also call 833-700-0000.
Get the best coverage options in Amarillo by connecting with a dedicated agent, finding a sales office near you, or receiving your free online quote today!
Last updated: October 2026. The information on this page is general educational content drawn from public industry sources. Specific rate impacts vary by state, by carrier, by individual driving history, and by the rate factors filed and approved with each state Department of Insurance. The figures on this page are third-party market averages, not GoAuto rates or rating factors. For an accurate quote, contact GoAuto directly.